Budget & EMI planner
A monthly budget planner built for EMIs and real life
Becom's Wealth Planner lays out each month in six sections — income, fixed expenses, loans and EMIs, credit cards, investments and other expenses — and works out your savings rate, net balance and outstanding EMIs for you.
Every feature free for 30 days · No card required
What you get
Loans and EMIs, tracked properly
Record each loan once. Every month the instalment carries forward and the loan advances by one EMI, so you always know what is left to pay — and card payments and EMIs are never counted twice.
Recurring lines that fill themselves in
Rent, subscriptions and salary carry into the next month automatically. You only add what changed, which is what keeps a budget going past February.
Investments kept apart from spending
Money moved into investments is shown separately from expenses, so putting money into a SIP never looks like overspending.
Your numbers, worked out
See your savings rate, net balance, outstanding EMIs and average daily spend, and compare this month with last at a glance. Export everything to CSV whenever you want it.
How it works
- 1
Add your income and fixed monthly costs once — they roll over from then on.
- 2
Enter your loans and cards, and log day-to-day spending as it happens.
- 3
Check your savings rate and balance at month end, and tag savings to a goal.
Questions people ask
Does Becom connect to my bank account?
No. You enter figures yourself, so no bank login is ever shared and nothing is read from your SMS. Recurring lines carry forward each month, so after the first month there is little to type.
Can it track home loan and car loan EMIs?
Yes. Each loan's instalment carries into the next month and the loan advances by one EMI, so the outstanding amount and remaining instalments stay current.
Is this financial advice?
No. The Wealth Planner organises your own figures and works out the totals; decisions stay yours. For planning a loan, our free EMI calculator shows the effect of prepayments.
How much does it cost?
Every feature is free for 30 days with no card. After that it is ₹199 a month or ₹1,899 a year, including habits, goals and the journal.
Also in Becom
See where your money actually goes
Set up this month in minutes; next month mostly fills itself in.
Start your free trialEvery feature free for 30 days · No card required